|Pre-Tax Return||Investment Amount||Redeemed / Maturity Amount||Total Interest / Profit Amount||Annual Interest / Return (%)|
|Savings Bank Deposit||100000||104,000||4,000||4.0|
|ICICI Prudential Liquid -Growth||100000||106,672||6,672||6.67|
|Post Tax Return||Pre-tax Interest / Profit Amount||Capital Gains Tax||Indexed Amount||Income / Capital Gains Tax||Post Tax Interest / Profit Amount|
|Savings Bank Deposit||4,000||Not Applicable||Not Applicable||1,200||2,800|
|ICICI Prudential Liquid -Growth||6,672||Short Term||Not Applicable||2,002||4,671|
1. Short Term in case of debt funds is defined as less than or equal to 3 years.
2. Long Term in case of debt funds is defined as more than 3 years.
3. Short term gain formula:
Short term capital gain = Amount realised - Amount invested
Short term capital gain tax = Short term capital gain * Tax rate of the investor
4. Long term gain formula:
Indexed cost of acquisition = Amount invested * (Index in Year of redemption / Index in year of investment)
Long term capital gain = Amount realised - Indexed Cost of Acquisition
Long term capital gain tax = Long term capital gain (post indexation) @ 20%