Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Annual Interest / Return (%) Investment Value at the end of the term Total Interest / Profit
Fixed Deposit 100000 8.24 108,243 8,243
ICICI Prudential Dynamic Bond Fund - Growth 100000 7.11 107,105 7,105
Post Tax Return Pre-tax Interest / Profit Capital Gains Income / Capital Gains Tax Post Tax Interest / Profit
Fixed Deposit 8,243 Not Applicable 2,473 5,770
ICICI Prudential Dynamic Bond Fund - Growth 7,105 Short Term 2,132 4,974

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Submit
Data as on - 18-10-2017
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
DHFL Pramerica Dynamic Bond Fund - Growth Option 12-01-2012 1.74 9.78 9.24 10.82 8.98 - 9.02
BNP PARIBAS Flexi Debt Fund-Regular Plan-Growth Option 23-09-2004 1.6 9.37 7.0 6.22 9.22 - 8.07
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.62 9.06 9.9 10.62 10.09 - 9.89
Franklin India Income Builder Account-Growth 23-06-1997 2.11 8.86 8.59 9.31 9.35 8.68 9.18
SBI Magnum Income Fund-Regular Plan-Growth 25-11-1998 1.45 8.65 9.41 10.17 8.7 7.41 7.86
ICICI Prudential Long Term Plan Retail - Cumulative 28-03-2002 0.0 8.49 10.67 11.69 11.61 9.53 9.44
ICICI Prudential Long Term Plan - Premium Growth Option 04-05-2009 1.23 8.49 10.67 11.69 11.71 - 9.32
ICICI Prudential Dynamic Bond Fund - Premium Plus Growth 12-06-2009 1.29 8.44 10.86 11.72 10.54 - 8.99
ICICI Prudential Long Term - Growth 04-05-2009 1.26 8.42 10.64 11.5 11.67 - 9.4
UTI Bond Fund-Growth (for rep. After 6 months- No Load) 17-05-1998 1.66 8.2 9.14 10.32 9.32 8.56 8.85
SBI Dynamic Bond Fund - Regular Plan - Growth (Previously Magnum NRI - LTP Upto 22/11/09) 09-02-2004 1.58 8.1 9.63 10.6 8.82 7.05 5.72
Axis Regular Savings Fund - Growth Option 28-03-2012 1.0 8.1 9.22 10.19 9.25 - 9.48
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.94 7.98 7.45 8.88 - - 7.39
BNP PARIBAS Corporate Bond Fund - Regular Plan - Growth Option 08-11-2008 0.76 7.83 8.54 9.1 8.55 - 8.86
BNP Paribas Corporate Bond Fund Growth Option 08-11-2008 0.76 7.82 8.55 9.08 8.68 - 7.14
ICICI Prudential Dynamic Accrual Plan - Growth 18-12-2003 0.92 7.61 8.89 10.59 9.41 7.96 7.38
Tata Medium Term Fund B - Growth Option 21-11-2002 1.77 7.52 8.97 9.79 9.88 8.0 7.13
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.6 7.49 9.38 10.41 9.48 - 8.5
Sundaram Flexible Fund -Flexible Income Plan Regular - Growth 30-12-2004 0.89 7.36 9.12 10.19 8.35 7.53 7.16
DHFL Pramerica Premier Bond Fund - Premium Plus Plan - Growth 09-02-2009 1.58 7.34 8.67 8.99 8.73 - 5.77
DHFL Pramerica Medium Term Income Fund- Regular Plan- Growth 06-03-2014 1.03 7.34 9.39 10.01 - - 10.85
L&T Resurgent India Corporate Bond Fund - Regular Plan - Growth 30-01-2015 1.6 7.31 8.84 - - - 9.44
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 1.48 7.27 8.64 10.25 9.26 - 8.57
ICICI Prudential Income - Growth 09-07-1998 1.86 7.24 9.71 10.66 8.94 9.18 9.21
DHFL Pramerica Inflation Indexed Bond Fund - Regular Plan - Growth 28-01-2014 1.07 7.15 10.32 8.21 - - 7.19
Franklin India Banking & PSU Debt Fund - Growth 25-04-2014 0.45 7.07 8.14 8.36 - - 8.7
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 1.75 7.03 9.13 10.19 9.69 - 8.32
ICICI Prudential Dynamic Bond Fund - Growth 12-06-2009 1.29 7.02 9.49 10.39 9.51 - 8.42
ICICI Prudential Income Opportunities Fund - Growth 18-08-2008 0.98 6.99 8.7 9.86 9.11 - 10.04
IDFC Super Saver Income Fund - Investment Plan -Regular Plan- Growth Option 14-07-2000 1.62 6.98 8.38 10.0 9.06 8.83 8.6
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 1.6 6.98 8.87 10.07 9.56 - 9.62
Tata Dynamic Bond Fund B - Growth 03-09-2003 1.63 6.82 8.62 10.06 10.42 7.86 7.26
DSP BlackRock Bond Fund - Growth 29-04-1997 0.75 6.81 8.54 9.67 8.51 7.71 8.59
Sundaram Bond Saver-Growth 18-12-1997 2.08 6.75 8.06 8.86 8.1 7.38 8.25
Tata Medium Term Fund Regular Plan - Growth 21-11-2002 1.77 6.7 8.1 8.85 8.91 7.5 6.78
Baroda Pioneer Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.61 6.69 9.0 10.44 9.38 - 9.47
Tata Long Term Debt Fund -Regular Plan - Growth 28-04-1997 1.96 6.6 8.16 9.28 8.97 7.22 8.47
Franklin India Income Builder Account-Monthly 23-06-1997 2.11 6.58 6.3 7.01 7.5 7.35 8.1
Axis Dynamic Bond Fund - Growth Option 27-04-2011 1.3 6.52 8.51 9.72 8.88 - 9.03
Canara Robeco Income - Regular Plan - Growth 19-09-2002 1.9 6.52 8.05 9.35 8.63 10.05 8.85
JM Short Term Fund - Growth Option 04-04-2003 0.0 6.49 7.95 8.19 8.18 9.1 6.19
JM Short Term Fund - Regular Plan - Growth Option 24-06-2002 0.0 6.49 7.82 8.01 7.96 8.81 8.04
Principal Dynamic Bond Fund - Growth Option 13-05-2003 1.52 6.46 8.31 9.75 8.53 8.53 7.83
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 1.63 6.42 8.2 9.57 10.01 7.64 7.1
Franklin India Income Builder Account-Quarterly 23-06-1997 2.11 6.35 6.06 6.78 7.21 6.97 7.9
Franklin India Income Builder Account-Half Yearly 23-06-1997 2.11 6.34 6.07 6.81 7.29 6.93 7.78
Reliance Dynamic Bond Fund-Growth Plan-Growth Option 15-11-2004 1.67 6.08 8.82 9.98 9.1 7.28 6.76
DHFL Pramerica Premier Bond Fund - Growth 21-01-2003 1.58 6.08 7.4 7.73 7.49 8.0 6.98
JM Income Fund - Growth Option 01-04-1995 0.0 6.03 5.22 7.46 6.98 4.79 7.2
Invesco India Active Income Fund - Growth 02-08-2007 1.43 5.56 8.34 8.86 8.0 6.97 6.95
Aditya Birla Sun Life Active Debt Multi Manager FoF Scheme - Regular Plan - Growth Option 29-12-2006 1.11 5.55 8.33 9.55 8.49 8.14 8.1
Reliance Income Fund - Growth Plan Growth Option 01-01-1998 1.99 5.53 8.37 9.6 8.31 8.54 9.04
Escorts Income Plan-Growth 22-05-1998 0.0 5.36 6.79 8.21 8.64 8.91 9.28
Aditya Birla Sun Life Income Plus (Discipline Advantage Plan) 04-03-2009 1.64 5.26 8.39 9.73 8.56 - 7.91
Aditya Birla Sun Life Income Plus - Growth - Regular Plan 21-10-1995 1.64 5.26 8.39 9.73 8.55 8.76 9.68
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.49 5.24 8.55 10.13 9.19 5.46 5.6
Indiabulls Income Fund - Regular Plan - Growth Option 04-03-2013 0.75 5.19 6.96 8.46 - - 7.21
LIC MF Bond Fund-Regular Plan-Growth 19-06-1999 1.07 5.05 7.52 8.55 7.74 8.07 8.69
Baroda Pioneer Income Fund - Plan A - Growth Option 21-03-2002 2.46 4.99 7.61 8.9 8.18 7.27 6.38
Edelweiss Bond Fund - Regular Plan - Growth Option 27-06-2008 1.75 4.86 6.72 7.78 7.54 - 6.49
HDFC High Interest Fund - Dynamic Plan-Growth Option 28-04-1997 1.67 4.8 8.56 9.83 9.29 8.7 9.03
DSP BlackRock Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.1 4.79 8.03 9.36 9.08 6.9 6.98
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.44 4.75 8.58 10.29 9.63 - 9.02
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.44 4.74 8.58 10.29 9.63 9.68 8.85
HSBC Flexi Debt Fund-Growth 05-10-2007 1.6 4.63 7.02 8.61 8.07 8.59 8.6
Peerless Flexible Income Fund-Growth 21-08-2012 1.51 4.63 7.47 7.72 6.7 - 6.83
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 1.6 4.46 6.03 7.04 7.11 - 10.61
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.6 4.36 6.75 8.33 7.8 8.26 8.28
HSBC Income Fund - Investment - Growth 10-12-2002 1.84 3.78 6.56 8.14 7.5 7.94 7.15
HDFC Income Fund-Growth 11-09-2000 1.94 3.76 8.07 9.32 8.29 8.25 8.22
Kotak Bond Regular Plan Growth 25-11-1999 1.8 3.63 7.56 8.88 7.92 8.68 9.12
L&T Triple Ace Bond Fund-Regular Plan-Growth 31-03-1997 1.18 3.63 6.69 7.74 7.35 5.85 7.33
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.98 3.41 6.46 7.92 7.25 - 7.45
IDBI Dynamic Bond Fund Growth 21-02-2012 2.77 3.22 5.6 7.12 6.22 - 6.7
Taurus Dynamic Income Fund - Growth Option 14-02-2011 0.89 -4.44 0.63 3.44 4.42 - 5.89