Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Annual Interest / Return (%) Investment Value at the end of the term Total Interest / Profit
Fixed Deposit 100000 6.92 106,923 6,923
ICICI Prudential Dynamic Bond Fund - Growth 100000 4.53 104,528 4,528
Post Tax Return Pre-tax Interest / Profit Capital Gains Income / Capital Gains Tax Post Tax Interest / Profit
Fixed Deposit 6,923 Not Applicable 2,077 4,846
ICICI Prudential Dynamic Bond Fund - Growth 4,528 Short Term 1,358 3,170

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Submit
Data as on - 23-04-2018
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Taurus Dynamic Income Fund - Regular Plan - Growth Option 14-02-2011 0.89 8.86 0.52 2.68 3.79 - 5.8
Indiabulls Income Fund - Regular Plan - Growth Option 04-03-2013 0.75 8.57 7.93 7.63 7.23 - 7.46
Franklin India Income Builder Account-Growth 23-06-1997 2.11 7.24 8.83 7.99 8.7 8.79 9.09
Axis Regular Savings Fund - Growth Option 28-03-2012 1.0 7.09 8.64 8.26 8.62 - 9.06
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.94 7.08 6.82 6.67 - - 7.05
DSP BlackRock Bond Fund - Growth 29-04-1997 0.8 6.86 8.07 7.45 7.7 7.72 8.46
ICICI Prudential Dynamic Accrual Plan - Growth 18-12-2003 0.92 6.62 8.05 9.23 8.93 7.79 7.29
BNP Paribas Corporate Bond Fund Growth Option 08-11-2008 0.76 6.0 7.94 7.74 8.07 - 6.94
ICICI Prudential Dynamic Bond Fund - Premium Plus Growth 12-06-2009 1.28 5.86 8.77 9.32 9.4 - 8.57
ICICI Prudential Long Term Plan Retail - Cumulative 28-03-2002 1.23 5.85 9.14 8.79 10.98 9.22 9.2
ICICI Prudential Long Term Plan - Premium Growth Option 04-05-2009 0.0 5.85 9.14 8.79 11.05 - 8.9
Franklin India Banking & PSU Debt Fund - Growth 25-04-2014 0.57 5.84 6.93 7.18 - - 8.03
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option 06-09-2013 0.55 5.84 6.46 6.92 - - 8.15
JM Short Term Fund - Growth Option 04-04-2003 0.0 5.77 7.02 7.1 7.61 8.78 6.12
JM Short Term Fund - Regular Plan - Growth Option 24-06-2002 0.0 5.77 6.96 6.98 7.43 8.51 7.9
ICICI Prudential Long Term - Growth 04-05-2009 1.26 5.72 9.06 8.7 10.97 - 8.96
DHFL Pramerica Premier Bond Fund - Premium Plus Plan - Growth 09-02-2009 0.0 5.72 7.39 7.69 8.0 - 5.62
Sundaram Bond Saver-Growth 18-12-1997 2.11 5.44 7.23 6.76 7.06 7.12 8.09
DHFL Pramerica Medium Term Income Fund- Regular Plan- Growth 06-03-2014 0.98 5.38 7.63 7.96 - - 9.66
L&T Resurgent India Corporate Bond Fund - Regular Plan - Growth 30-01-2015 1.59 5.26 7.44 8.19 - - 8.28
DHFL Pramerica Inflation Indexed Bond Fund - Regular Plan - Growth 28-01-2014 0.97 4.99 7.32 9.14 - - 6.52
Tata Medium Term Fund Regular Plan - Growth 21-11-2002 1.77 4.79 7.05 6.81 7.56 7.31 6.6
L&T Triple Ace Bond Fund-Regular Plan-Growth 31-03-1997 1.03 4.79 5.59 5.68 6.36 6.38 7.19
Franklin India Income Builder Account-Quarterly 23-06-1997 2.11 4.76 6.3 5.48 6.4 7.03 7.78
Franklin India Income Builder Account-Half Yearly 23-06-1997 2.11 4.74 6.3 5.5 6.47 7.0 7.66
Sundaram Flexible Fund -Flexible Income Plan Regular - Growth 30-12-2004 0.89 4.68 7.07 7.52 7.47 7.09 6.86
DHFL Pramerica Dynamic Bond Fund - Growth Option 12-01-2012 1.69 4.52 7.75 7.36 7.8 - 8.17
ICICI Prudential Income Opportunities Fund - Growth 18-08-2008 0.98 4.49 6.84 7.34 7.97 - 9.51
DHFL Pramerica Premier Bond Fund - Growth 21-01-2003 1.4 4.48 6.14 6.44 6.76 8.0 6.81
Baroda Pioneer Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.61 4.47 7.51 7.6 8.21 - 8.76
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.64 4.43 7.52 7.3 8.22 - 7.97
ICICI Prudential Dynamic Bond Fund - Growth 12-06-2009 1.28 4.39 7.33 7.96 8.22 - 7.94
SBI Magnum Income Fund-Regular Plan-Growth 25-11-1998 1.45 4.37 8.12 7.62 7.36 7.4 7.66
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.59 4.35 8.77 8.16 9.12 - 9.26
Franklin India Income Builder Account-Monthly 23-06-1997 2.11 4.34 6.22 5.57 6.52 7.39 7.94
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.79 4.2 - - - - 4.26
Axis Dynamic Bond Fund - Growth Option 27-04-2011 1.3 3.91 6.79 7.1 7.68 - 8.37
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 1.64 3.87 6.98 6.82 8.08 - 8.58
UTI Bond Fund-Growth (for rep. After 6 months- No Load) 17-05-1998 1.41 3.81 8.02 7.26 7.72 8.32 8.6
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.49 3.7 7.16 7.29 8.15 5.17 5.42
ICICI Prudential Income - Growth 09-07-1998 1.46 3.51 7.28 7.29 7.41 8.73 8.91
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 1.63 3.19 6.46 6.49 8.23 7.14 6.81
Canara Robeco Income - Regular Plan - Growth 19-09-2002 1.9 3.19 6.71 6.4 7.45 9.69 8.52
SBI Dynamic Bond Fund - Regular Plan - Growth (Previously Magnum NRI - LTP Upto 22/11/09) 09-02-2004 1.55 3.17 7.87 7.34 7.25 6.94 5.45
Aditya Birla Sun Life Active Debt Multi Manager FoF Scheme - Regular Plan - Growth Option 29-12-2006 1.11 3.05 7.06 6.81 7.24 7.8 7.74
Reliance Dynamic Bond Fund-Growth Plan-Growth Option 15-11-2004 1.67 3.05 6.54 6.56 7.48 7.03 6.4
Principal Dynamic Bond Fund - Growth Option 13-05-2003 1.52 3.02 6.62 6.65 7.3 8.05 7.51
HDFC High Interest Fund - Dynamic Plan-Growth Option 28-04-1997 1.68 3.02 6.28 6.45 7.78 8.26 8.75
JM Income Fund - Growth Option 01-04-1995 0.0 2.98 5.05 4.25 5.74 4.52 7.01
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.44 2.96 5.62 6.57 8.14 - 8.28
Tata Long Term Debt Fund -Regular Plan - Growth 28-04-1997 1.96 2.96 6.06 6.29 7.38 6.75 8.2
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.44 2.96 5.62 6.57 8.14 8.82 8.36
Aditya Birla Sun Life Income Plus (Discipline Advantage Plan) 04-03-2009 1.66 2.64 6.04 5.89 6.63 - 7.23
Aditya Birla Sun Life Income Plus - Growth - Regular Plan 21-10-1995 1.65 2.64 6.04 5.89 6.63 8.08 9.36
Reliance Income Fund - Growth Plan Growth Option 01-01-1998 1.99 2.59 5.98 6.09 6.64 7.95 8.71
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 1.6 2.59 4.53 4.73 5.79 - 9.45
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 24-03-2017 2.11 2.54 - - - - 2.62
LIC MF Bond Fund-Regular Plan-Growth 19-06-1999 1.07 2.52 5.79 5.55 6.57 7.59 8.38
Edelweiss Dynamic Bond Fund - Regular Plan - Growth Option 27-06-2008 1.75 2.42 4.85 5.41 6.31 - 6.06
Invesco India Active Income Fund - Growth 02-08-2007 1.43 2.38 6.22 5.93 6.59 6.61 6.43
DSP BlackRock Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.09 2.2 5.79 6.14 7.68 6.45 6.54
Essel Flexible Income Fund-Growth 21-08-2012 1.51 2.17 5.46 5.91 5.48 - 6.04
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 1.75 2.14 7.02 6.75 7.98 - 7.68
Baroda Pioneer Income Fund - Plan A - Growth Option 21-03-2002 2.5 2.01 5.43 5.78 6.81 6.9 6.11
Kotak Bond Regular Plan Growth 25-11-1999 1.8 1.98 5.25 5.78 6.49 8.22 8.8
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 1.46 1.8 6.85 6.44 7.46 - 7.93
HDFC Income Fund-Growth 11-09-2000 1.87 1.78 5.22 5.68 6.59 7.78 7.85
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.76 1.66 4.65 4.88 5.91 - 6.62
IDFC Super Saver Income Fund - Investment Plan -Regular Plan- Growth Option 14-07-2000 1.62 1.5 6.56 6.17 7.24 8.11 8.25
Escorts Income Plan-Growth 22-05-1998 0.0 1.47 4.13 5.71 7.16 8.46 8.96
HSBC Flexi Debt Fund-Growth 05-10-2007 0.0 1.19 5.01 5.21 6.41 7.98 7.99
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.6 0.94 4.75 4.94 6.15 7.66 7.67
HSBC Debt Fund - Growth 10-12-2002 1.84 0.46 4.27 4.68 5.73 7.21 6.76
IDBI Dynamic Bond Fund Growth 21-02-2012 1.47 -0.32 3.91 4.02 4.71 - 5.79