Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Annual Interest / Return (%) Investment Value at the end of the term Total Interest / Profit
Fixed Deposit 100000 7.08 107,081 7,081
ICICI Prudential Dynamic Bond Fund - Growth 100000 3.54 103,543 3,543
Post Tax Return Pre-tax Interest / Profit Capital Gains Income / Capital Gains Tax Post Tax Interest / Profit
Fixed Deposit 7,081 Not Applicable 2,124 4,956
ICICI Prudential Dynamic Bond Fund - Growth 3,543 Short Term 1,063 2,480

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Submit
Data as on - 19-01-2018
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.94 7.14 7.51 6.85 - - 7.17
Franklin India Income Builder Account-Growth 23-06-1997 2.11 7.12 8.29 8.05 8.95 8.16 9.11
Axis Regular Savings Fund - Growth Option 28-03-2012 1.0 6.88 9.62 8.14 8.88 - 9.2
BNP Paribas Corporate Bond Fund Growth Option 08-11-2008 0.76 6.12 8.84 8.03 8.4 - 7.03
ICICI Prudential Dynamic Accrual Plan - Growth 18-12-2003 0.92 6.02 8.89 9.28 9.12 7.84 7.31
L&T Resurgent India Corporate Bond Fund - Regular Plan - Growth 30-01-2015 1.59 5.65 8.54 - - - 8.68
Franklin India Banking & PSU Debt Fund - Growth 25-04-2014 0.57 5.64 7.86 7.48 - - 8.32
SBI Magnum Income Fund-Regular Plan-Growth 25-11-1998 1.45 5.32 9.41 7.79 7.83 7.1 7.74
DHFL Pramerica Premier Bond Fund - Premium Plus Plan - Growth 09-02-2009 0.0 5.32 8.02 7.97 8.29 - 5.64
JM Short Term Fund - Growth Option 04-04-2003 0.0 5.12 7.65 7.03 7.82 8.85 6.13
JM Short Term Fund - Regular Plan - Growth Option 24-06-2002 0.0 5.12 7.56 6.87 7.62 8.57 7.95
ICICI Prudential Dynamic Bond Fund - Premium Plus Growth 12-06-2009 1.28 5.1 10.28 9.22 9.73 - 8.64
DSP BlackRock Bond Fund - Growth 29-04-1997 0.8 5.03 8.93 7.44 7.91 7.49 8.5
Sundaram Bond Saver-Growth 18-12-1997 2.11 4.89 8.58 6.82 7.4 7.05 8.14
DHFL Pramerica Medium Term Income Fund- Regular Plan- Growth 06-03-2014 0.98 4.81 8.67 8.18 - - 10.04
ICICI Prudential Income Opportunities Fund - Growth 18-08-2008 0.98 4.65 8.24 7.72 8.42 - 9.73
Franklin India Income Builder Account-Half Yearly 23-06-1997 2.11 4.64 5.78 5.58 6.89 6.42 7.73
Sundaram Flexible Fund -Flexible Income Plan Regular - Growth 30-12-2004 0.89 4.6 8.4 7.85 7.88 7.25 6.96
ICICI Prudential Long Term Plan Retail - Cumulative 28-03-2002 1.23 4.58 11.18 8.76 11.12 9.27 9.25
ICICI Prudential Long Term Plan - Premium Growth Option 04-05-2009 0.0 4.58 11.18 8.76 11.2 - 8.99
DHFL Pramerica Inflation Indexed Bond Fund - Regular Plan - Growth 28-01-2014 0.97 4.5 10.5 7.73 - - 6.7
ICICI Prudential Long Term - Growth 04-05-2009 1.26 4.47 11.13 8.63 11.14 - 9.07
Franklin India Income Builder Account-Monthly 23-06-1997 2.11 4.43 5.86 5.68 6.9 6.8 7.99
Indiabulls Income Fund - Regular Plan - Growth Option 04-03-2013 0.75 4.36 6.77 6.6 - - 6.92
Baroda Pioneer Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.61 4.21 8.89 7.91 8.72 - 9.02
Tata Medium Term Fund Regular Plan - Growth 21-11-2002 1.77 4.06 7.97 6.97 7.93 7.28 6.66
DHFL Pramerica Premier Bond Fund - Growth 21-01-2003 1.4 4.05 6.74 6.71 7.04 7.66 6.86
ICICI Prudential Dynamic Bond Fund - Growth 12-06-2009 1.28 3.7 8.87 7.91 8.62 - 8.04
SBI Dynamic Bond Fund - Regular Plan - Growth (Previously Magnum NRI - LTP Upto 22/11/09) 09-02-2004 1.55 3.48 9.31 7.64 7.76 6.82 5.53
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.64 3.43 8.94 7.66 8.6 - 8.13
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.59 3.42 9.27 8.11 9.28 - 9.35
DHFL Pramerica Dynamic Bond Fund - Growth Option 12-01-2012 1.69 3.38 8.98 7.45 7.85 - 8.32
ICICI Prudential Income - Growth 09-07-1998 1.46 3.3 10.06 7.65 8.03 8.44 9.03
Escorts Income Plan-Growth 22-05-1998 0.0 3.28 5.81 6.76 7.85 8.57 9.12
JM Income Fund - Growth Option 01-04-1995 0.0 3.24 5.77 4.48 6.18 4.28 7.07
Franklin India Income Builder Account-Quarterly 23-06-1997 2.11 3.15 5.01 5.03 6.43 6.3 7.74
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 1.63 3.04 7.7 6.96 8.84 7.36 6.92
Tata Long Term Debt Fund -Regular Plan - Growth 28-04-1997 1.96 3.01 7.48 6.86 8.09 6.79 8.31
Principal Dynamic Bond Fund - Growth Option 13-05-2003 1.52 2.99 8.01 7.14 7.74 7.91 7.63
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 1.64 2.93 8.42 7.25 8.55 - 8.92
UTI Bond Fund-Growth (for rep. After 6 months- No Load) 17-05-1998 1.41 2.85 8.56 7.27 8.08 8.06 8.64
Axis Dynamic Bond Fund - Growth Option 27-04-2011 1.3 2.8 8.37 7.37 8.17 - 8.61
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 1.46 2.77 7.96 6.87 8.05 - 8.13
Canara Robeco Income - Regular Plan - Growth 19-09-2002 1.9 2.55 8.15 6.61 7.86 9.78 8.62
IDFC Super Saver Income Fund - Investment Plan -Regular Plan- Growth Option 14-07-2000 1.62 2.44 7.68 6.62 7.85 8.2 8.37
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.49 2.4 8.62 7.66 8.5 5.24 5.47
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 1.75 2.17 9.03 7.09 8.64 - 7.87
Reliance Dynamic Bond Fund-Growth Plan-Growth Option 15-11-2004 1.67 2.14 8.35 6.9 8.04 7.07 6.51
Baroda Pioneer Income Fund - Plan A - Growth Option 21-03-2002 2.5 2.0 6.99 6.27 7.5 7.06 6.22
Aditya Birla Sun Life Active Debt Multi Manager FoF Scheme - Regular Plan - Growth Option 29-12-2006 1.11 1.8 8.6 6.83 7.52 7.59 7.82
HDFC High Interest Fund - Dynamic Plan-Growth Option 28-04-1997 1.68 1.73 8.61 6.84 8.34 8.2 8.86
LIC MF Bond Fund-Regular Plan-Growth 19-06-1999 1.07 1.68 7.15 6.1 7.06 7.82 8.51
Edelweiss Bond Fund - Regular Plan - Growth Option 27-06-2008 1.75 1.63 5.79 5.62 6.69 - 6.17
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 1.6 1.53 5.79 4.83 6.17 - 9.83
Aditya Birla Sun Life Income Plus - Growth - Regular Plan 21-10-1995 1.65 1.42 8.6 6.57 7.46 7.99 9.5
Aditya Birla Sun Life Income Plus (Discipline Advantage Plan) 04-03-2009 1.66 1.42 8.6 6.57 7.46 - 7.5
Reliance Income Fund - Growth Plan Growth Option 01-01-1998 1.99 1.28 7.84 6.35 7.21 7.7 8.82
DSP BlackRock Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.09 1.12 7.11 6.54 8.09 6.52 6.66
L&T Triple Ace Bond Fund-Regular Plan-Growth 31-03-1997 1.03 1.01 7.15 5.58 6.61 5.63 7.23
HSBC Flexi Debt Fund-Growth 05-10-2007 0.0 0.89 6.56 5.77 7.05 8.06 8.23
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.44 0.75 7.86 7.19 8.68 - 8.49
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.44 0.75 7.86 7.19 8.68 9.07 8.5
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.76 0.7 6.43 5.52 6.38 - 7.0
Essel Flexible Income Fund-Growth 21-08-2012 1.51 0.69 6.81 6.32 5.89 - 6.29
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.6 0.63 6.29 5.5 6.79 7.74 7.91
Invesco India Active Income Fund - Growth 02-08-2007 1.43 0.39 7.5 6.11 6.83 6.31 6.5
HDFC Income Fund-Growth 11-09-2000 1.87 0.28 7.71 6.19 7.21 7.6 7.99
HSBC Income Fund - Investment - Growth 10-12-2002 1.84 0.21 5.96 5.32 6.43 7.34 6.92
Kotak Bond Regular Plan Growth 25-11-1999 1.8 -0.13 7.55 5.86 6.86 8.0 8.89
IDBI Dynamic Bond Fund Growth 21-02-2012 1.47 -1.17 5.15 4.42 5.26 - 6.07
Taurus Dynamic Income Fund - Regular Plan - Growth Option 14-02-2011 0.89 -4.93 0.94 3.07 4.04 - 5.85